5 Things You Should Not Disclose to the Insurance Company in a Truck Accident Case
When you are involved in a trucking accident, it is important to call the police and tell them what has happened as soon as possible. Once you do that, you must also contact your insurance company and notify them of the accident. You need to be forthcoming with information when speaking with the insurance company so they can process your claim properly. Unfortunately, certain things should be kept private when talking to your insurer during a trucking accident case.
1. Your Driving Record
Most insurers will deny your claim if they find out that you have a driving record that includes citations, accidents, or a few tickets. These things will cause them to question the validity of your injury claim. Before speaking with them over the phone, you should talk to your insurer about any tickets you have received within the last few years.
2. Your Medical History
Insurers will generally deny your claim if they find out that you had medical problems or were left with some injury due to an accident. Once again, it is important to disclose relevant injuries and medical history so the insurance company can process your case properly. Before filing a truck accident claim, you should contact an experienced personal injury attorney who can help you disclose the right information to the insurance company.
3. Speculating About What Happened
While it is important to recover from your accident fully, it is also important not to speculate about what happened to you. The insurance company will typically ask you probing questions that involve asking you what caused the accident and how severe your injuries are. To protect your rights, you should stick to the facts of your case and tell them what happened.
4. You Sustained No Injuries
Insurance companies are not willing to pay the victims. They will try to lower the settlement amount as much as possible by using many strategies. If you tell them you do not have any injuries, they will use this statement against you to lower your compensation. Do not speak to the insurance company about the severity of your injuries until you meet a doctor and get a proper evaluation of your injuries.
5. Never Give Out the Names of Anyone Else Involved in the Accident
While you may have suffered injuries in a trucking accident, protecting yourself and your injuries is important. If you speak with your insurer about another party involved in the accident, you will lose the opportunity to speak with them about your case. It would help if you always kept in mind that the insurance company has more resources than you do, and they can be tough negotiators. That is why it is important to speak with an experienced personal injury attorney who can help you ensure you are compensated for your injuries.
Having a truck accident can be catastrophic for you and your family. Once the insurance company has filed its claim, it is important to understand how the insurance company process works. You want to ensure that you hire an experienced personal injury lawyer to help you process your case to get the best possible result.